Financing Options

When the repair can’t wait, you deserve some grace.

A failed AC, furnace issue, or system replacement rarely arrives at a convenient time. Financing options can help make larger HVAC repairs, upgrades, and replacements more manageable without putting needed service on hold.

Explore Financing Options

Our Plans

Let’s find a way that works.

We’ll help you find a financing option that allows you to invest in a higher-quality repair or replacement, so you can enjoy your home, protect your property value, and shave some dollars off your energy bill every month.

For Unexpected Repairs

When the timing is not ideal but the system still needs attention.

For System Replacement

When investing in new equipment makes more sense than continuing to patch the old one.

For Real Homes

Because comfort decisions have to work for the home and the budget.

Financing

Fixed Rate APR for 120 Months

Plan 9991. Loan term is 120 months and rates range from 9.99% – 22.99% APR. Loan amount and rate will vary based on your income and creditworthiness. For example, assuming the full credit limit is used on loan approval date, for every $1,000 financed at 22.99% APR, 120 monthly payments of $21.35.*

Apply Online

No Interest if Paid in Full  in 6 Months

Apply Online

*Subject to credit approval. These examples are estimates only. Actual payment amounts are based on the amount and timing of purchases. Call 866-936-0602 for financing costs and terms. Loans for the GreenSky® consumer loan program are provided by Synovus Bank, Member FDIC, NMLS #408043, without regard to age, race, color, religion, national origin, gender, disability, or familial status. GreenSky Servicing, LLC services the loans on behalf of your lender, NMLS #1416362. www.nmlsconsumeraccess.org. GreenSky® is a registered trademark of GreenSky, LLC.

Schedule A Service

Ready when you need us.

Whether something stopped working, your system is showing its age, the air inside feels off, or you are planning a larger HVAC project, Prudential can help you understand what the work may take before you make a decision.

Tell us what is going on, and our team will provide a free estimate and help point you toward the right next step without the pressure.

Reviews

The proof is in the people.

When your neighbors have good things to say, it means something. From urgent repairs to full system replacements, local homeowners and businesses trust Prudential because of how the work feels, from start to finish.

Read Our Reviews

    
 
 
          Denis T 
 
 
 
 Trustindex verifies that the original source of the review is Google. A thorough and professional job by Mac. Took the time to explain the process and was courteous and knowledgeable. A great employee and represents Prudential quite well.
Hard working and very pleasant. Keep this guy !
  
 
         Linda H 
 
 
 
 Trustindex verifies that the original source of the review is Google. On July 2nd we had a technician come to check out our Air Conditioning.  Ryland Lyvers did a thorough job, kept us informed and was very professional at all times.  We were totally impressed and will request Ryland in the future.  Thank you for sending Ryland so quickly upon our request for service.  Our former HVAC company could take some helpful hints from Prudential HVAC!
  
 
         Greg W 
 
 
 
 Trustindex verifies that the original source of the review is Google. Our project manager, Nick was very thorough both in determining our needs but also in clearing stating our options in equipment as well as financing.  Our installation team, Cody T., did a great job and were very polite and respectful of the property.
  
 
         Sue W 
 
 
 
 Trustindex verifies that the original source of the review is Google. Prudential Heating and Air were prompt and the service man was polite and did a job  wonderful checking my air conditioner .
This is my second year having a maintenance  plan with this company and I am very pleased with the results.
  
 
         James C 
 
 
 
 Trustindex verifies that the original source of the review is Google. Had new hvac unit installed. Installer was Chad. He did a great job
  
 
         Paul T 
 
 
 
 Trustindex verifies that the original source of the review is Google. New customer to Prudential Heating & Air.  Amanda, the customer service representative has been awesome (and incredibly helpful)! I ended up booking an annual maintenance service for my office and my house.
  
 
         Larry G 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have had a service contract with Prudential for several years and have always been satisfied. Every technician they have sent for inspections and service, have all been professional and know their jobs.

So now it’s 3 years after I left the first review and Prudential continues to give us great service. We recently bought a new home and had Prudential come out to check things out. Trevor did a great job, was friendly and professional and signed us up for another service contract. I feel better!
I highly recommend Prudential Heating and Cooling.

We have been in our new home for almost 2 years and continue to have a service contract with Prudential. The 18 year old A/C was beginning to give us trouble. Prudential continued to service it and one of the technicians said we hope to keep it going for 10 more years. That’s the kind of attitude you get from all their technicians. The furnace and coil are in the attic (I’d hate to work up there) and I always look for a reaction from the tech. Never got one from any of the techs, except they were happy to do it.

We finally had to get a new unit. Our salesman, Nicholas Steele,  was very straightforward and to the point. He didn’t want to take up half your day like some others do. We agreed on a price. The techs kept the old one running till the young crew of 3 installed the new one.

Everyone from Prudential was first-rate in every way. I highly recommend getting their service contract.
  
 
         Kyle T 
 
 
 
 Trustindex verifies that the original source of the review is Google. Always a great an experience with Prudential. Customer service is top notch with Nick Schickel. He replies ASAP and handles all of our needs across multiple properties.